Where there's a will...

No mother, I repeat, NO MOTHER wants to think about the need for a last will and testament.  We can't even fathom the day when we are no longer able to support, love, and help our children.  Though this is an uncomfortable topic, it is one that all families should face.  One ABC News survey found that only 28% of people ages 37 and under have a will.   What does this mean for the families of the other 72%?  Many headaches, for starters.  Just because you have a spouse or children, your assets do not automatically transfer directly to them if you die.  Also, just being young and healthy does not mean you are at risk of death from accidents or sudden illness.  What if you are in the situation of this poor woman and nobody will administer CPR to you when you suffer a life-threatening event?  You need to prepare for the inevitable.  We all love our children more than anything, and one of the most important things you can do for your children is to plan for the future.  When the day comes that they are mourning their mother, do they really need to also be worried about paperwork and financial allocation?