No amount of Botox will keep you from getting old

Picture it: Retirement. 2043. 

As much as we try to fight it, every day we are getting older.  Some may try to use the aid of plastic surgery, facial creams, and personal trainers to keep up a more youthful appearance, but the fact remains that we can't prevent the aging process.  There are staggering numbers of American women who are not saving for retirement.  According to the U.S. Department of Labor, only approximately 45% of working women participate in retirement plans.  This is a dismal number, considering that we live on average more than 3 years longer than men.  Some studies suggest that seeing an age-progressed image of your future self will actually inspire you to save more for retirement.  Allowing your brain to think about yourself growing old and facing retirement in some way may inspire you to begin to save or to increase your savings. 

Try this at home: think about yourself as an elderly person.  What will you look like?  What will you do with your time if you retire?  If you aren't saving money, how do you plan to support yourself when you do retire?  Or will you ever be able to afford to retire?  Asking yourself these questions now will (hopefully) influence your savings habits for the future.