The markets are not so great today...

I know that I should not give one sporting event this much credit, but the markets have been ho-hum today.  I can only guess that this has something to do with the fact that the USA - Germany World Cup game started at noon.  I am hoping for a win.  A draw will still advance the U.S. team, but a win will make everyone excited.  Making people excited makes them want to celebrate and spend money. Perhaps they will all go out and buy $90 World Cup jerseys.  Or maybe they will just hop online for a little day trading to boost the markets!

Great article about planning for your baby's financial future

In this article, steps are described that will help you plan for Junior's future.  They include the basics, such as getting life and disability insurance.  The article also includes advice on longer-term planning, including starting to save for college.  The article is brief and describes the basics, but it is a great starting point for new moms and moms who are new to the world of finance.  Consider it a jumping-off point, rather than a comprehensive guide.